How Much House Can You Afford in Omaha?

It’s one of the first (and biggest) questions we hear from buyers: “What can I really afford?” Here’s how to get a clear picture of your home-buying budget.

Start with Your Monthly Comfort Zone

Experts recommend spending no more than 28–30% of your gross income on housing.

Consider These Costs

• Mortgage payment (principal + interest)

• Property taxes

• Homeowners insurance

• HOA dues (if applicable)

• Utilities and maintenance

Get Pre-Approved Early

A lender can help you understand what loan programs you qualify for—and how much home you can afford confidently.

Conclusion:

You deserve a home that fits your budget and your life.

Want help running the numbers? Let’s chat and connect you with a trusted lender.