Understanding Homeowner’s Insurance for Omaha Buyers
Homeowner’s insurance is required by lenders—but it also protects your investment. Here’s what Omaha buyers need to know.
What It Covers
Fire, storms, and some natural disasters
Theft or vandalism
Liability if someone’s injured on your property
Temporary living expenses if your home is unlivable
What It Doesn’t Cover
Floods (a separate policy is required)
Earthquakes (rare in Omaha, but possible)
Wear and tear or maintenance issues
Average Cost in Omaha
Most homeowners pay between $1,200–$1,800 annually, depending on coverage and home size.
Conclusion:
Insurance is peace of mind—and it starts with choosing the right policy.
We can recommend local agents who take great care of our clients.
