What Is Title Insurance and Why Do Omaha Buyers Need It? (Copy)

Title insurance might not be the most exciting part of buying a home—but it’s one of the most important. Here’s why it matters for Omaha buyers.

What Title Insurance Covers

It protects you (and your lender) from legal claims related to ownership disputes, unpaid liens, or errors in public records.

Why It Matters in Nebraska

Even with thorough title searches, hidden issues can pop up, like unknown heirs, past fraud, or clerical errors. Title insurance gives you peace of mind that your investment is protected.

Lender vs. Owner Policies

Lender title insurance is usually required. Owner’s title insurance is optional, but highly recommended. It protects you for as long as you own the home.

What It Costs

It’s typically a one-time fee at closing, based on the home’s value. Many buyers say the peace of mind is well worth the price.

Conclusion

Title insurance is a simple step with powerful protection.

Have questions about title insurance or closing costs? The Pierce Group is here to guide you through the fine print.